We were looking recently for good solution to process payments for our new app communi.st (more on that soon).
Currently there are several really good companies (both in US and Europe markets) that may solve that problem for most apps (especially SaaS):
But we had few very specific requirements:
If you are trying to build online marketplace there are basically two types of customers:
Online marketplace usually works within following steps:
Collaborative consumption apps (think AirBnB) have just one additional step:
The only difference is that usually in crowd funding apps sellers will not get money immediately (on AirBnB owner of the place will get money after you move in, but money itself will be locked on your account immediately after reservation).
But if your company is based in Europe options are much more limited.
After some investigation for us we found new promising solution called Mangopay.
Mangopay is product of Leetchi.com and they claim to be
the European leading service for group payments
In general there are two typical types of application that you can built on top of their payments:
And that was exactly what we needed.
We still not using Mangopay API in production, but so far it looks like it will fit our needs. API itself is well-designed and documentation and has good examples.
We even created Clojure library for it.